Category Archives: Money

How We Manage Our Finances

The Budget Problem
I’ve been trying to figure out how to manage a budget for almost a decade. When I was working through college, I purchased a copy of Microsoft Money 99 to categorize my income and expenses. I used it religiously, keying in receipts and importing downloaded transaction files. It worked pretty well: […]

Paying Off Credit Cards

We’ve been working aggressively to pay off our cards over the last year or so. Running the numbers on our situation has led to some surprising insights about the potential of a debt-free existence.
Let’s say you’re carrying the American average of $10,000 debt on your credit cards, but, rather than pay the insane 29% […]

Engage Indignant Fury

Dialed 800-528-4800 for American Express and spoke to Ash (ID#: 52899) about our account because I noticed finance charges in the hundreds.
Apparently, missing the payment deadline in January jumped our interest up from a 0% APR to _29.24%_.
Oh noes!
moar humorous pics
Engage indignant fury. Asked Ash to reverse it. […]

On the Radar: Giving the blog some love again

* ??Mark Glaser?? for ??PBS??: “Should Community-Edited News Sites Pay Top Editors?”:http://www.pbs.org/mediashift/2006/07/digging_deepershould_community.html (via “Digg”:http://digg.com/tech_news/Kevin_Rose_Responds_to_Jason_Calacanis_Rant_from_Netscape → “Kevin”:http://krose.typepad.com/kevinrose/2006/07/calacanis.html → “Jason”:http://www.calacanis.com/2006/07/25/kevin-rose-cracks-or-how-to-know-when-youve-won-the-debate/). Aside from the Digg vs. Netscape drama that’s been erupting over the past couple of weeks, Calacanis raises some interesting questions about how people in the *attention economy* are compensated for their time and hard work. […]

On the Radar: Digg Dug Edition

* ??Chris Welch??: “Misconception: Renting is for Suckers”:http://www.investorgeeks.com/articles/2006/05/23/renting-is-for-suckers (”via Matt”:http://photomatt.net/2006/06/25/renting-is-for-suckers/). Many of my friends are reaching that point in their lives where they’re considering buying a home. However it’s unfortunate that so many choose to buy over rent, especially in this expensive market, because many well-intentioned people are buying homes that are actually damaging their […]